Nervous System Research Paper Essay Example for Free

Nervous System Research Paper Essay As a result of the differences in charges, an electro-chemical difference of about -70 millivolts occurs. The sodium-potassium pump, a system which removes sodium ions from inside the cell and draws potassium ions back in, maintains the electrical balance of the resting cell. Since the cell has to do work to maintain the ion concentration, ATP molecules are used to provide the necessary energy. Once a nerve impulse is generated, the permeability of the cell membrane changes, sodium ions flow into, and potassium ions flow out of, the cell. The flow of ions causes a reversal in charges, with a positive charge now occurring on the interior of the cell and a negative charge on the exterior. The cell is said to be depolarized, resulting in an action potential causing the nerve impulse to move along the axon. As depolarization of the membrane proceeds along the nerve, a series of reactions start with the opening and closing of ion gates, which allow the potassium ions to flow back into the cell and sodium ions to move out of the cell. The nerve becomes polarized again since the charges are restored. Until a nerve becomes repolarized it cannot respond to a new stimulus; the time for recovery is called the refractory period and takes about 0. 0004 of a second. The more intense the stimulus, the more frequent the firing of the neuron. When the impulse reaches the end of the axon, it causes the release of chemicals from small vesicles called neurotransmitters which diffuse across the synaptic gap, the small space between the axon and receptors in the dendrites. There is no physical contact between axons and dendrites (except in electrical transmission, usually found in invertebrates) which takes place through gap junctions. The type of response by the receiving cell may be excitatory or inhibitory depending upon a number of factors including the type of neurotransmitters involved. All nerve impulses are the same whether they originate from the ear, heart, or stomach. How the impulse is interpreted is the job of the central nervous system. A blow to the head near the optic center of the brain produces the same results as though the impulse had originated in the eyes. The neurons are the functional units of the nervous system through which coordination and control in organisms is executed. Resources Books BSCS Revision Team. Biological Science: A Molecular Approach. Lexington, MA: D. C. Heath Co. , 1990. Campbell, Neil A. Biology. Menlo Park, CA: Benjamin/Cummings, Publishing Company, 1987. Carey, Joseph, ed. Brain Facts: A Primer on the Brain and the Nervous System. Washington, DC: Society for Neuroscience, 1993. Curtis, Helena, and N. Sue Barnes. Biology. 5th ed. New York: Worth Publishers, 1989. Holtzman, Eric, and Alex B. Novikoff. Cells and Organelles. Philadelphia: Saunders College Publishing, 1984. Kuffler, Stephen W. , and John G. Nicholls. From Neuron to Brain. Sunderland, MA: Sinauer Associates, 1976. Pine, Maya, ed. Seeing, Hearing and Smelling The World. Chevy Chase: Howard Hughes Medical Institute, 1995. Purves, Dale. Body and Brain: A Trophic Theory of Neural Connections. Cambridge: Harvard University Press, 1988. Raven, Peter H. , and George B. Johnson. Biology. 3rd ed. St. Louis: Mosby Year Book, 1992. Towle, Albert. Modern Biology. Austin, TX: Holt, Reinhart, and Winston, 1991. KEY TERMS Action potential —A transient change in the electrical potential across a membrane which results in the generation of a nerve impulse. Axon —The threadlike projection of a neuron that carries an impulse away from the cell body of the neuron. Dendrites —Branched structures of nerve cell bodies which receive impulses from axons and carry them to the nerve cell body. Depolarization —A tendency of a cell membrane when stimulated to allow charged (ionic) chemical particles to enter or leave the cell. This favors the neutralization of excess positive or negative particles within the cell. Ganglion —Cluster of nerve cell bodies. In vertebrates, found outside of the central nervous system and act as relay stations for impulses. In invertebrates, act as a central control. Homeostasis —The internal stability of an organism. Myelin —A multilayered membrane system of a Schwann cell that wraps around an axon. Made up of lipoproteins that act as insulators in speeding up the transmission of nerve impulses. Nerve Bundles of axons in a connective tissue sheath which follow a specific path. Nerve impulse —A transient change in the electro-chemical nature of a neuron. Neuron —Cell specialized to receive and transmit impulses; functional unit of the nervous system. Neurotransmitter —A chemical released at the end of an axon which is picked up by receptors such as dendrites, muscles, or secretory cells. Polarized —Two different charges on either side of a membrane caused by a difference in the distribution of charges; in resting nerve cells maintained by the sodiumpotassium pump. Reflex —A rapid response to a stimulus that involves a sensory and motor neuron and may involve an interneuron. Refractory period —Recovery period for the neuron in which no new impulse can be generated; it cannot respond to a stimulus until it is repolarized. Sodium-potassium pump —A special transport protein in the membrane of cells that moves sodium ions out and potassium ions into the cell against their concentration gradients. Synapse —Junction between cells where the exchange of electrical or chemical information takes place.

Ethics for the 21st Century Essay -- Essays on Ethics

Ethics for the 21st Century Rushworth M. Kidder has done a remarkable thing; he has assembled from all over the globe the answers of people to this question: "If you could help create a global code of ethics, what would be on it?" This act is so remarkable because he has taken the time to gather the opinions of twenty-four individuals from sixteen nations to create a global forum. What strikes me the most about his study is that the interviewees were not heads of state. They were average people viewed by their communities as ethical leaders. Kidder compiled their thoughts into a list of moral standards for the twenty-first century in his essay " Universal Human Values: Finding an Ethical Common Ground." I agree with his list of standards: love, truthfulness, fairness, freedom, unity, tolerance, responsibility and above all respect for life. The first three of these needs, "love, truthfulness and fairness," are basic human values many of us are brought up with. So important are these lessons in childhood that the drive to carry them out is a natural instinct for most adults. L...

Report on Shahjalal Islami Bank Limited Essay

Introduction 1.1 Preface: Generally by the word â€Å"Bank† we can easily understand that the financial institution deals with money. But there are different types of banks like; Central Banks, Commercial Banks, Savings Banks, Investment Banks, Industrial Banks, Co-operative Banks etc. But when we use the term â€Å"Bank† without any prefix, or qualification, it refers to the ‘Commercial banks’. Commercial banks are the primary contributors to the economy of a country. So we can say Commercial bank is a profit-making institution that holds the deposits of individuals & business in checking & savings accounts and then uses these funds to make loans. For these people and the government is very much dependent on these banks as the financial intermediary. As banks are profit -earning concern; they collect deposit at the lowest possible cost and provide loans and advances at higher cost. The differences between two are the profit for the bank. Banking sector is expanding its hand in different financial events every day. At the same time the banking process is becoming faster, easier and the banking arena is becoming wider. As the demand for better service increases day by day, they are coming with different innovative ideas & products. In order to survive in the competitive field of the banking sector, all banking organizations are looking for better service opportunities to provide their fellow clients. As a result, it has become essential for every person to have some idea on the bank and banking procedure. Internship program is essential for every student, especially for the students of Business Administration, which helps them to know the real life situation. For this reason a student takes the internship program at the last stage of the BBA Program, to launch a career with some practical experience. The Banking Companies Ordinance was promulgated on the 7th June 1962. This has been adopted in Bangladesh and is applicable to the banking companies only. Nothing of this ordinance shall apply to a co-operative Securities Act (1912). Shahjalal Islami Bank Limited has a vision and mission to improve the financial sector of Bangladesh i.e. economic condition of Bangladesh by providing effective and innovative banking and financial product in financial market. However, in every economy of the world financial sector is highly regulated sector. Therefore, financial products of every bank are almost same as same law & regulations regulate them. Commercial Banks, as the very name indicates, function primarily as deposit takers and lenders to trade and commerce. But through a historical process, these Banks are now also engaged in long medium and short term industrial lending, agricultural financing including development financing. Commercial Banks are of three types Nationalized, Local Private and Foreign Commercial Banks. 1.2 Background of the study The BBA program (Stamford University Bangladesh) is designed to focus on theoretical and professional development of people open to take up business as a profession as well as service as a career. This internship provides the students to link up their theoretical knowledge into practical fields. This report is prepared for the internship program consisting of a major in depth study of the â€Å"overall activities of Shahjalal Islami Bank in banana branch†. This program enables a student to develop his analytical skill and scholastic aptitude. 1.3 Rational of the study In today’s modern and globalization world, business sector is competitive. Theoretical knowledge is not enough for a business student because there is a gap between theoretical knowledge and practical field. It is more competitive in the financial institution like bank. Now a day’s local banks are playing a key role for economic growth and development of the country. In that case Shahjalal Islami Bank is playing a pioneer role for structural development of the country. This study mainly covered the areas of performance of Shahjalal Islami bank, its services, types of deposits, remittance, loans & advance, recovery system and its growth. 1.4 Objective of the study 1.4.1 General objectives: The General objectives of the study are: ââ€" ¡ To fulfill the requirement for the completion of (BBA) program. ââ€" ¡ The general objective of this report is to fulfill the requirement for the completion of (BBA) program through internship report. ââ€" ¡ To acquire practical experience in different banking services of Shahjalal Islami bank. Understand the Islamic Sharia Based General Banking, Foreign Exchange and Investment Management of Shahjalal Islami Bank. 1.4.2 Specific Objectives: The Specific objectives of the study are: †¢ To make a bridge between the theories and practical procedures of banking day-to-day operations. †¢ To gather knowledge about the transaction of different department of the branch. †¢ To familiar with banking environment, clients, working hours, values, conditions and other things related to bank †¢ To understand present an overview of Shahjalal Islami bank 1.5 Scope of the study An infrastructure of the organization has been detailed, accompanied by a global perspective and look into the future. The scope of this report is limited to the overall description of the company, its services, and its position in the market and its marketing strategy. The scope of the study is limited to organizational setup, functions, and performances for customer satisfaction. The study would focus on the following areas: ââ€" ª General Banking of Shahjalal Islami bank Ltd. ââ€" ª Remittance and clearing section of SJIBL. ââ€" ª Credit operation of Shahjalal Islami bank Ltd. ââ€" ª Foreign Trade of Shahjalal Islami bank Ltd. Each of the above areas would be critically analyzed in order to identify the service quality of the bank. 1.6 Methodology of the study: Different data and information are required to meet the goal of this report. Those data and information were collected from various sources, such as, primary and secondary which is showed below: Data Analysis: For the analysis purpose I have basically undergone some financial analysis and also judged some qualitative factors responsible for the Shahjalal islami bank position in banking sector. To continue the study, I have collected the useful data by two methods: 1) Conceptual approach. 2) Empirical approach. These two data analysis techniques provided independently derived information that could be crosschecked, thus enhancing validity. Sources of collecting data: The information incorporated in this report has been gathered from primary and secondary sources. Apart from this, a review of related circular and office circular as well as face-to-face interview of the executives, officials and clients were carried out. 1.7 Limitation of the study There is a certain boundary to cover this study. It was not possible due to shortage of time to cover each and every activity performed by the bank. So the study has covered only the General banking Activities of Shahjalal Islami bank Limited. Like any other articles and theories, this study is not free from limitations. I have tried my level best to overcome these limitations through extensive study, hard and sincere devotion to the assigned duty. The major limitations are: †¢ I complete my internship in a small town branch, Banani branch. So I don’t get the proper information which I need. †¢ The bank personnel and officials were very busy with their occupational activities. Hence it was little bit difficult for them to help within their high schedule. †¢ Relevant data and document collection were difficult due to the organization confidentiality. Chapter: Two Overall Banking System 2.1 Banking Environment: During 2008, Bangladesh witnessed higher inflation that affected life of common people, labor unrest in garments sector- the highest contributor in export sector affected economic activities and business operations. Higher import cost of commodity prices, price hike in international oil market as well as money and credit growth resulted in higher inflation. As a result, the economy of the country showed every sign of recession. Despite this numerous adversities, closed the balance sheet of the Bank with an enormous per-tax profit of TK. 1216 million with excellent growth rate of 54.44% while the whole financial sector faced a slowdown. This credit worthy achievement has been possible due to our professional smoothness and confidence. 2.2 Global banking: In the 1970s, a number of smaller crashes tied to the policies put in place following the depression, resulted in deregulation and privatization of government-owned enterprises in the 1980s, indicating that governments of industrial countries around the world found private-sector solutions to problems of economic growth and development preferable to state-operated, semi-socialist programs. This spurred a trend that was already prevalent in the business sector, large companies becoming global and dealing with customers, suppliers, manufacturing, and information centers all over the world. Global banking and capital market services proliferated during the 1980s and 1990s as a result of a great increase in demand from companies, governments, and financial institutions, but also because financial market conditions were buoyant and, on the whole, bullish. Interest rates in the United States declined from about 15% for two-year U.S. Treasury notes to about 5% during the 20-year period, and financial assets grew then at a rate approximately twice the rate of the world economy. Such growth rate would have been lower, in the last twenty years, were it not for the profound effects of the internationalization of financial markets especially U.S. Foreign investments, particularly from Japan, who not only provided the funds to corporations in the U.S., but also helped finance the federal government; thus, transforming the U.S. stock market by far into the largest in the world. Nevertheless, in recent years, the dominance of U.S. financial markets has been disappearing and there has been an increasing interest in foreign stocks. The extraordinary growth of foreign financial markets results from both large increases in the pool of savings in foreign countries, such as Japan, and, especially, the deregulation of foreign financial markets, which has enabled them to expand their activities. Thus, American corporations and banks have started seeking investment opportunities abroad, prompting the development in the U.S. of mutual funds specializing in trading in foreign stock markets. Such growing internationalization and opportunity in financial services has entirely changed the competitive landscape, as now many banks have demonstrated a preference for the â€Å"universal banking† model prevalent in Europe. Universal banks are free to engage in all forms of financial services, make investments in client companies, and function as much as possible as a â€Å"one-stop† supplier of both retail and wholesale financial services. Many such possible alignments could be accomplished only by large acquisitions, and there were many of them. By the end of 2000, a year in which a record level of financial services transactions with a market value of $10.5 trillion occurred, the top ten banks commanded a market share of more than 80% and the top five, 55%. Of the top ten banks ranked by market share, seven were large universal-type banks (three American and four European), and the remaining three were large U.S. investment banks who between them accounted for a 33% market share. This growth and opportunity also led to an unexpected outcome: entrance into the market of other financial intermediaries: nonbanks. Large corporate players were beginning to find their way into the financial service community, offering competition to established banks. The main services offered included insurances, pension, mutual, money market and hedge funds, loans and credits and securities. Indeed, by the end of 2001 the market capitalization of the world’s 15 largest financial services providers included four nonbanks. In recent years, the process of financial innovation has advanced enormously increasing the importance and profitability of nonbank finance. Such profitability priory restricted to the nonbanking industry, has prompted the Office of the Comptroller of the Currency (OCC) to encourage banks to explore other financial instruments, diversifying banks’ business as well as improving banking economic health. Hence, as the distinct financial instruments are being explored and adopted by the banking and nonbanking industries, the distinction between different financial institutions is gradually vanishing. 2.3 Overall Banking Sector: Financial sector reforms to strengthen the regulatory and supervisory framework for banks made headway in 2006 although at a slower than expected pace. Overall health of the banking system showed improvement since 2002 as the gross Non-performing Loans (NPL) declined from 28 percent to 14 percent while net NPL (less Provision) reduced to 8 percent from 21 percent. This led significant improvement in the profitability ratios. Although the Private Commercial Banks (PCB) NPL ratio registered a record low of 6 percent, the four Nationalized Commercial Banks (NCB) position are still weak and showed very high NPL at 25 percent. The NCBs have large capital shortfalls with a risk-weighted capital asset ratio of just 0.5 percent (June 2006) as against the required 9 percent. For the PCBs risk-weighted capital asset ratio stood at 10 percent. Bangladesh Bank issued a good number of prudential guidelines during the year 2006 and the first quarter of 2007 which among others relate to (i) Rationalization of prudential norms for loan classification and provisioning, (ii) Policy for rescheduling of loans, (iii) Designing and enforcing an â€Å"integrated credit risk grading manual†, (iv) Credit rating of the banks, and (v) Revisions to the make-up of Tier- 2capital. Besides, recent decision of the Government to corporatize the remaining three NCBs along with the initiative to sale the Rupali Bank are bound to usher in changes in the banking sector competitiveness aspect. Bangladesh Bank has also taken up the task of implementing the Basel II capital accord. Further, the recent enactment of the Micro-credit Regulatory Authority Act (MRAA) for the regulation of the Micro Finance Institutions (MFI) has been a major development in the year 2006. Since 1998 CAMEL rating of banks gradually improved and in 2006 Bangladesh Bank updated this rating model by incorporating the market risk and the new model is known as CAMELS. 2.4 Banking System of Bangladesh The banking system at independence consisted of two branch offices of the former State Bank of Pakistan and seventeen large commercial banks, two of which were controlled by Bangladeshi interests and three by foreigners other than West Pakistanis. There were fourteen smaller commercial banks. Virtually all banking services were concentrated in urban areas. The newly independent government immediately designated the Dhaka branch of the State Bank of Pakistan as the central bank and renamed it the Bangladesh Bank. The bank was responsible for regulating currency, controlling credit and monetary policy, and administering exchange control and the official foreign exchange reserves. The Bangladesh government initially nationalized the entire domestic banking system and proceeded to reorganize and rename the various banks. Foreign-owned banks were permitted to continue doing business in Bangladesh. The insurance business was also nationalized and became a source of potential investment fun ds. Cooperative credit systems and postal savings offices handled service to small individual and rural accounts. The new banking system succeeded in establishing reasonably efficient procedures for managing credit and foreign exchange. The primary function of the credit system throughout the 1970s was to finance trade and the public sector, which together absorbed 75 percent of total advances. The transformation of finance priorities has brought with it problems in administration. No sound project-appraisal system was in place to identify viable borrowers and projects. Lending institutions did not have adequate autonomy to choose borrowers and projects and were often instructed by the political authorities. In addition, the incentive system for the banks stressed disbursements rather than recoveries, and the accounting and debt collection systems were inadequate to deal with the problems of loan recovery. It became more common for borrowers to default on loans than to repay them; the lending system was simply disbursing grant assistance to private individuals who qualified for loans more for political than for economic reasons. The rate of recovery on agricultural loans was only 27 percent in FY 1986, and the rate on industrial loans was even worse. As a result of this poor showing, major donors applied pressure to induce the government and banks to take firmer action to strengthen. 2.5 Perspective of Islamic Banking System: Banking plays a pivotal role in the development processes of a country. It helps accelerate the pace of development by securing uninterrupted supply of financial resources to people engaged in numerous economic activities. The tremendous development that the present world experienced in the last few decades was contributed by several factors among which growing institutional supply of loanable funds must have played the pivotal role. The role of banking is comparable to what an artery system does in human body. Banks both commercial and another development financial institution provide short, medium and long -term credits to businessperson and entrepreneurs who usually take the lead in ventures of economic development. Institutional supply of credits has been made possible by a system of financial intermediation organized in a way where conventional banks collect small saving from the public by offering them a fixed rate of interest and advancing the loanable funds out of the deposited money to enterprising clients charging relatively higher rate of interest. The margin between these two rates is bank’s income. Bank provides many other services to the people against service charges as well. Despite the outstanding contribution of conventional banking system (interest-based), several ancient and modern economists are critical about its efficiency level. Some economists consider role of interest in the conventional banking mechanism as a major destabilizing factor that contributes to cyclical fluctuations in the economy. Specifically, the ineffectiveness of interest rate as a stabilization tool during the period of Great depression is a case to note. Thus most of the economists called for urgent reform of the World Economies Order. In response though not exactly to that exigency but for quite a few other reason, a new system of banking known as Profit-Loss-Sharing has emerged in as many as 45 countries of the world. Another study provides a list of 248 Islamic financial institutions that are now in operation in different parts of the world. The second half of the twentieth century witnessed a distinctly separate line of thinking on banking. The thought later on got institutionalized at the end of third quarter and subsequently emerged as a new system of banking called Islamic Banking. At this stage, it is important to note the factors responsible for the emergence of profit-loss-sharing (PLS) system of banking. There are religious as well as economic reasons that have contributed to the emergence of PLS-banking as an alternative to its conventional counterpart. It is the prohibition of ‘riba’ in the Holy Quran that, according to the proponents of the PLS-system, was the source of inspiration for es tablishing Banks in line with Islamic shariah.

Basic Needs Shank’s Old Boss Failed to Meet Essay

According to Maslow’s hierarchy, which basic needs did Shank’s old boss fail to meet? Explain why the needs have not been met. What could be done to meet these missing needs? The basic needs which Shanks old boss failed to meet are as follows: The need for self-actualization â€Å"the desire to become more and more what one is and to become everything that one is capable of becoming. † People who have everything can maximize their potential. They can seek knowledge, peace, esthetic experiences, self-fulfillment, oneness with God, etc. Emily Griffin from Flight 001 stated the ollowing: So it’s not that it’s better than nothing, but they do still recognize the contribution, even if I’m not quite getting it right. This negative statement tells me that the self-actualization is a missing component within this company. She is completing a project Just to get it accepted and not maximizing her potential and her highest level of functioning. Emily s hould be able to move through the needs to the highest level provided they are given an education that promotes growth. Use the Expectancy Theory and/or the Equity Theory of motivation to explain how feeling nderpaid might affect the work of a Flight 001 associate and what a manager can do to increase the employee’s motivation. A Flight 001 associate that feels underpaid may form perceptions of what constitutes a fair ratio (a balance or trade) of inputs and outputs by comparing our own situation with other ‘referents’ (reference points or examples) in the market place as we see it. In practice this helps to explain why people are so strongly affected by the situations (and views and gossip) of colleagues, friends, partners etc. in establishing their own personal sense of fairness or equity in their work situations. People need to feel that there is a fair balance between inputs and outputs. Crucially fairness is measured by comparing one’s own balance or ratio between inputs and outputs, with the ratio enjoyed or endured by relevant (‘referent’) others. If there is not a fair balance employees feel demotivated. Generally the extent of demotivation is proportional to the perceived disparity with other people or inequity, but for some people Just the smallest indication of negative isparity between their situation and other people’s is enough to cause massive disappointment and a feeling of considerable injustice, resulting in demotivation, or worse, open hostility. Some people reduce effort and application and become inwardly disgruntled, or outwardly difficult, recalcitrant or even disruptive. Other people seek to improve the outputs by making claims or demands for more reward, or seeking an alternative Job. A Manager can increase employee motivation with financial rewards – pay, salary, expenses, perks, benefits, pension arrangements, onus and commission – plus intangibles – recognition, reputation, praise and thanks, interest, responsibility, stimulus, travel, training, development, sense of achievement and advancement, promotion, etc. Managers need to understand the Equity Theory – and especially its pivotal comparative aspect – to be able to appreciate and improve one person’s terms and conditions to resolve that individual’s demands. Equity Theory reminds us that people see themselves and crucially the way they are treated so they must be managed and treated accordingly. Based on Herzberg does Two Factor Theory, what hygiene factors can you identify that are being met within Flight 001 ‘s work environment based on comments made by employees in the video? How are they being met? Is Flight 001 ‘s work environment meeting any motivation factors? If so, which ones and how? The hygiene factor that are being met within Flight 001 ‘s work environment are as follows: Working conditions, Company Policies and Interpersonal relations. Flight 001 has great working conditions for their employees and they pay attention to detail as far as letting their employees know that they are ot Just a number but as important as the any other employee where they are at a higher level of management and this also creates interpersonal relations between all employees and making them feel as adequate as the next. Due to the new baggage policy and charges customers want to bring more carryon luggage on the plane. The employees were informed and trained on how to react to this new policy in a positive manor to satisfy the customer. References http://stewardess. inhatc. ac. kr/philoint/general-data/maslow’s-hierarchy-of- needs-I . htm http://www. businessballs. com/adamsequitytheory. htm

Foe or Friend essays

Foe or Friend essays There was onceWhen I first enrolled for this class, I had no idea that we would discuss topics that effect everybody in the class in one way or another. This class is good because it allows each student to debate where he or she stands on a subject. Every aspect that we covered will impact my life. The movies we watched gave us an opportunity to listen, watch, and take in the experiences of others. The journals were windows into the thoughts and feelings of the students that the professor looked into to monitor the students progress. And it was relaxing to sit in a comfortable chair while we learn. For me, the most important subject that we covered was persona that the media gave off as being the ideal girl or the perfect guy. The media portrays them as having a tiny waist and ample breast or six pack with bulging muscles. Like when we discussed what the opposite sex is looking for in each other, I went home and made my own list: and then compared to my girlfriend. ...

Learn to Sing Douce Nuit or Silent Night in French

Learn to Sing Douce Nuit or Silent Night in French Here are the French lyrics with a literal translation, followed by the traditional English lyrics. The tune is the same, but as you can see, the French version of this Christmas carol is quite different. Listen to a video of Douce Nuit on YouTube  - the song takes some time to start but it does eventually, with the lyrics underneath which is convenient if youd like to learn it in French. Douce Nuit With Literal English Translation Douce nuit, sainte nuit!Dans les cieux ! Lastre luit.Le mystà ¨re annoncà © saccomplitCet enfant sur la paille endormi,Cest lamour infini ! x2 Sweet night, holy night!In the skies, the start shines.The announced mystery is taking placeThis child asleep on the straw,He is infinite love! Saint enfant, doux agneau !Quil est grand ! Quil est beau !Entendez rà ©sonner les pipeauxDes bergers conduisant leurs troupeauxVers son humble berceau ! x2   Saint child, sweet lamb!How tall! How beautiful!Do you hear the pipesOf the shepherds who lead their herdsTowards his humble cradle! Cest vers nous quil accourt,En un don sans retour !De ce monde ignorant de lamour,Oà ¹ commence aujourdhui son sà ©jour,Quil soit Roi pour toujours ! x2   It’s towards us he is running,In a gift without end !Of this world ignoring love,Where today starts his stay,Let him be king for ever! Quel accueil pour un Roi !Point dabri, point de toit !Dans sa crà ¨che il grelotte de froidO pà ©cheur, sans attendre la croix,Jà ©sus souffre pour toi ! x2 What a welcome for a king!No shelter, no roof!In his manger he is shivering with coldO sinner, without waiting for the cross,Jesus is suffering for you! Paix tous ! Gloire au ciel !Gloire au sein maternel,Qui pour nous, en ce jour de Noà «l,Enfanta le Sauveur à ©ternel,Quattendait Israà «l ! x2 Peace to all ! Glory to heavens !Glory to the maternal breast,Who for us, on this Christmas dayGave birth to our eternal Savior,Who Israà «l was waiting for. Lyrics to Silent Night Silent night, Holy nightAll is calm, all is brightRound yon virgin, mother and childHoly infant, tender and mildSleep in heavenly peace,Sleep in heavenly peace.3 Silent night, Holy nightSon of God, loves pure lightRadiant beams from thy holy faceWith the dawn of redeeming grace,Jesus, Lord at thy birthJesus, Lord at thy birth.2 Silent night, Holy nightShepherds quake, at the sightGlories stream from heaven aboveHeavenly, hosts sing Hallelujah.Christ the Savior is born,Christ the Savior is born

Cash Flows in Business Organisations Coursework

Cash Flows in Business Organisations - Coursework Example The concept of Net Profit and Net Cash Flow are not the same which often becomes a cause of concern for business owners. The difference in net income and cash flow arises because of the way income statements are prepared. Under the ‘accrual’ method of accounting, net income is calculated subtracting incurred expenses from earned revenues. Further, net revenues include credit sales (not involving immediate cash flows) and expenses include various provisions, deferred payments, depreciation, etc. that does not involve actual movement of cash during current period. In the statement of cash flow, all such accrual concepts are adjusted to net profit and only then operating cash flow is correctly arrived. For instance, consider the financial statements of UAL (shown in Appendix) where the company has incurred net loss of $723 million for the year ending 2012 but from the consolidated statement of cash flows we find that its Net Cash from Operations for the same fiscal was $935 million. This is because the company has charged higher ‘Depreciation & Amortisation’ for capital expenditure that does not involve actual outflow of cash. Thus, the books of account of company may show high/low net profits despite of having much less/high cash on hand. As per the requirements of IAS 7, operating activities involved in a business has to be reported using indirect or direct method. In the former method, profit/loss has to be adjusted after considering the effects of non-cash transactions like deprecation, accruals or deferrals of future or past operating activities. The later method classifies different operating items into gross cash payments and gross cash receipts. Information required for calculating these items are derived from books of account (adjusted sales, cost of sales, etc.). The basic layout of each method is depicted below, The ‘Net Cash from Operations’ in US Airways in 2011 was $472 million